I'd like more information about your fund.
I’m very interested in increasing my income.
EXPECTED TARGETS
10% RETURNS
Receive 10% per year from our Mortgage Investment Corporation.
MONTHLY INCOME
Payment frequencies are monthly, or you can opt into our DRIP program.
$5k MINIMUMS
Invest as low as a few grand. The more you commit, the larger your monthly income.
Imagine when you invest with us...
Please notify me when the fund launches!
I’d like to learn more about mortgage investments
CLIENTS
I had the opportunity know him personally and professionally. He is genuinely kindhearted, responsible and transparent. I've done many projects with him. One of my initial investments was $50k. He gave me a double digit return in 12 months. I will unquestionably recommend Caine's future investment opportunities to my friends and extended family.
Recently, I was searching for a way to put my capital to work when I reconnected with Caine after decades. He presented me with an investment opportunity that caught my attention. As it was my first deal, I took my time, did my due diligence, and moved cautiously. In the end, I decided to invest nearly six figures with him—and I couldn’t be happier! The monthly income made a real difference, and to top it off, Caine returned my initial investment just a few months later. It was an incredible experience!
I’ve known Caine since childhood and trust him completely. After a great real estate deal, I became a lender. My money was out for a short time, earned double digit returns, and was paid back in full and on schedule.
FAQ
Watch this video that explains about Mortgage Investment Corporations (MIC)
When we form our fund, we are expecting the minimum investment to be $5k. Details will follow when we put together our offering mamorandum.
We are targeting 10% annualized returns with monthly distributions. For example, if you put $100k in, you shall receive $833.33 monthly ($100k * 10% / 12)
Minimum term is 12 months. Please notify us 30 days prior to the redemption period.
The MIC will have many mortgage deals all happening at any given time. If a borrower defaults, we are still expected to distribute dividend payments.
Moreover, we hire our own appraisers and we never borrow more than what the property is worth. Should a borrower default, we will take the property back and sell it on the market to recoup the initial investment.
LTV is expected to be around 75% to 78%
We will be holding both.
We have not formed the MIC. Thus, we do not have this data. However, we understand that the risk may be higher for an investor, that is why we are providing more aggressive returns due to the risks involved.
When our MIC becomes more mature, the returns may be lower. An investor may consider taking advantage of this opportunity once we open the MIC.
Moreover, the fund managers will not receive their compensation until our investors get paid first.
We will be regulated by the Ontario Securities Commission.
Residential and commercial.
We will be lending in secondary and tertiary markets in Ontario.
The mortgage corporation has not yet formed. When we launch we will start with a few exclusive deals and grow over time.
Again, we understand that it may be a risk for investors during the company’s infancy. That is why the fund managers will not receive any form of compensation until our investors get paid first.
Furthermore, we are currently offering a more aggressive return due to the start-up risk. The returns may be reduced in the future when the fund becomes more established.
Borrowers will grow through a strict lending qualification process similar to institutional lenders. More details will be shared when you subscribe into our fund.
Please speak to your accountant regarding tax matters. Typically we will be issuing a T5.
Yes, it’s RRSP, TFSA, RRIF eligible
Yes, when we form our company, we will be sending the documents for your review.
We have not formed the company, however the founder has been in the real estate industry for nearly 20 years. He has been a lender and a borrower.
He will also be assembling a team of specialist. Our team’s biography will be presented to you when you are doing your due diligence on our fund.
We will be disclosing this in our offering memorandum when the time comes.
Yes, when the time comes.
It is too early to tell at this moment in time. However there will be more interest over time as our fund becomes popular.
Our fund is open ended, and we close every month.
We can say that our target when we open will be $5m. Within 10 years, we’d like to have $500m of assets under management (AUM)
Start by filling your information here. When we launch, you will be notified.
This will be answered in the offering memorandum when the time comes.
I'd like to know when the fund launches!
There is absolutely no cost to the investor
I went to theatre school, and later had a family, I needed a stable career that will support them...
In my mid 30s, my wife and I ended up buying real estate across Ontario working with partners and investor groups along the way.
We’re moving into the private mortgage space, creating a fund that’s open to regular investors, not just the wealthy ones. If you’re interested in growing your money, let’s connect!
Join the VIP list
Receive news and launch date about our Mortgage Investment Corporation. You can opt out at anytime. You will not be spammed.
Discover what's really happening to your money - The Canadian Economy unpacked.
Unlock insider insights on Canadian mortgages, investing, and personal finance. From surprising rent trends to how savvy buyers are entering the housing market, this blog challenges your assumptions, reveals overlooked opportunities, and helps you see Canada’s economy and your wallet in a whole new light.
